Welcome to FreeBefore65

I’m Tony. I’m 58 years old and I’ve just resigned from work. This is my honest, unfiltered account of what early retirement actually looks like in the UK — the planning, the uncertainty, the numbers and the reality.

My early retirement journey

Follow along as I navigate the uncharted waters of early retirement in the UK. From financial planning to daily routines, I share the challenges and triumphs of this life-changing decision.

Explore key topics

Dive into the critical aspects of early retirement. My blog covers everything from financial strategies to the emotional adjustments required for this significant life change.

UK retirement planning basics

Understand the fundamentals of planning for early retirement specifically in the UK context.

Real-life case studies

Learn from actual experiences and scenarios encountered during the early retirement journey.

Budget tracker templates

Utilise practical tools to manage your finances effectively during early retirement.

Getting started toolkit

Access essential resources and guidance to begin your own early retirement planning.

About me

My name is Tony, and this blog, FreeBefore65, is my personal space to document and share the realities of early retirement. Having recently left my job at 58, I offer an honest perspective on the planning, challenges, and joys that come with this significant life decision in the UK.

Latest updates from my journey

Stay informed with my newest posts, insights, and personal reflections on navigating early retirement in the UK. From financial shifts to lifestyle adjustments, I share it all.

"Tony's honest accounts are incredibly refreshing and invaluable for anyone considering early retirement in the UK. A truly inspiring read!"

Sarah J.

"The budget tracker templates are a lifesaver! FreeBefore65 provides such practical and relatable advice."

Mark P.

"Finally, a blog that talks about early retirement without glossing over the tough bits. Tony's journey is truly encouraging."

Emily R.